BEACON RESEARCH PUBLICATIONS, INC.
BEACON�S COMMITMENT TO PRIVACY
Beacon Research Publications, Inc. ("Beacon", "we" or "us") knows that you care how information about you is used and shared and believes you should be informed about the use and disclosure of the information we collect from you. Beacon is committed to protecting the privacy of visitors to this Web site, an.annuitynexus.com ("this Site" or "our Site"). We regard the privacy and security of user information as a critical component of the service we offer to you.
Other companies (including Web sites we may link to or that may link to us and companies that may post advertisements or other content on this Site) may collect Personal Information from you and have their own policies and practices regarding the use and disclosure of such information. We do not control, and are not responsible for, such policies and practices and we encourage you to review such policies and procedures carefully.
WHAT INFORMATION IS COLLECTED
Beacon gathers only customer information which we need to administer our business, provide you with superior service and to offer products and services which we believe will be of interest to you.
You can visit this Site without revealing any Personal Information. However, when you visit this Site, our servers automatically collect information about your browser type, operating system, IP address and the domain from which you came, as well as information about your browsing behavior at this Site. Your IP address is a number that is used by computers on the network to identify your computer.
We may collect Personal Information when you: (a) provide us with information by email, (b) provide us directly with information in connection with the establishment of your account for use in your subscription to use this Site, which information may include billing and payment information, such as your name, address, email address, telephone number, credit card number, bank account information or other Personal Information required in connection with the establishment of your account, or (c) provide us with Personal Information in response to inquiries concerning your subscription or otherwise.
Personal Information is information that might by itself allow someone to identify or contact you, including, for example, your full name, street address, telephone number, credit card number, Social Security number, or email address. Personal Information does not include information that, by itself, does not permit the identification of individuals.
By using this Site, subscribing to use this Site or by sending an email or otherwise providing Personal Information to us, you consent to the use and disclosure of such information, including the sharing of such information with third party contractors or other companies involved in the maintenance of this Site or the processing, payment or collection of your subscription, our business partners, advertisers or other companies linking to or from this Site.
Finally, if we receive a complaint or other communication from a third party about you, it may contain Personal Information about you that we may collect in a file for appropriate handling.
WHO IS COLLECTING INFORMATION
Beacon, which owns and operates this Site, collects personal and non-personal information from visitors to this Site and purchasers of our products and services.
In addition, as we indicated previously, other entities (including Web sites we may link to or that may link to this Site, and companies that may post advertisements or other content on this Site) may collect Personal Information from you and have their own policies and practices regarding the use and disclosure of such information. We do not control such policies and practices and we encourage you to review such policies and procedures carefully.
HOW WE USE INFORMATION AND WHEN WE DISCLOSE IT TO THIRD PARTIES
We may share non-personal aggregate or summary non-personal information regarding our users with third parties. In addition, due to circumstances beyond our control we cannot absolutely guarantee that your Personal Information will not be disclosed to any third parties. For example, we may disclose information to the government or third parties under certain circumstances if we believe in good faith that such disclosure is warranted, or third parties may unlawfully intercept or access transmissions or private communications. Further, in the unlikely event of a governmental investigation, you authorize us to disclose information about you to law enforcement or other government officials as we believe necessary.
CHOICES YOU HAVE REGARDING BEACON�S COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION
HOW TO CORRECT OR DELETE PERSONAL INFORMATION COLLECTED BY BEACON
If you wish to access, correct or delete Personal Information collected by Beacon, you may do so by contacting us. Upon our receipt of such a request, we will provide you with a copy of all Personal Information relating to you which we have retained, make the corrections you have requested or delete your Personal Information from our database within 30 days from our receipt of such request. However, even if we delete your Personal Information from our database, your Personal Information may still be stored on other databases (including those kept for archival purposes and those of third parties to whom we disclosed information pursuant to this policy).
OUR SECURITY PROCEDURES
Beacon is very sensitive to the confidential nature of financial and other Personal Information and uses some of the latest security technology to help protect this sensitive information. We use industry-standard efforts such as commercial encryption programs to help protect such information during transmission to and from your computer and we use firewalls and employ other security measures to safeguard the confidentiality of your Personal Information that resides on our servers.
However, please be aware that perfect security does not exist on the Internet. The security of your information depends in part on the security of the computer you use to communicate with us and the security provided by your Internet access provider. Beacon is not responsible for the security or privacy of information communicated to or from any computer. Beacon is also not responsible for the security of your Internet access provider and you should review the security and privacy policies of your Internet access provider carefully. You should keep any correspondence you receive relating to Beacon or this Site (including, but not limited to emails, order information or other information) confidential and in a safe place.
LINKS TO OTHER SITES
CONSENT AND CHANGES TO THIS POLICY; TERMS AND CONDITIONS OF USE; AMENDMENT